Congratulations on your retirement! You have the option to convert to a personal health insurance plan with Pacific Blue Cross. This plan was created specifically for retirees to ensure continuous coverage for health, prescription drugs, and dental expenses – with no medical questionnaire.
To transition to a BCCA personal health insurance plan for your retirement, you must be 50+ years of age and apply within 60 days of the date on which your group benefits coverage was cancelled.
Covers 80% of the following eligible expenses:
Covers 100% of the following eligible expenses:
| Registered Therapists | |
|---|---|
| Physiotherapists, massage therapists, chiropractors, chiropodist/podiatrists, naturopaths, acupuncturists, osteopaths, registered dieticians | $500 combined/yr |
| Speech therapists | $45/visit, 10 visits/yr |
| Psychologists | $65/visit, 10 visits/yr |
| Vision | |
| Prescription eyewear | $250/24 months |
| Eye exam | $50/24 months |
| Medical Services and Supplies | |
| Year 1 | $1,500/yr |
| Year 2 | $2,500/yr |
| Hearing aids | $400/5/yrs |
| Hospital Accomondation | |
| Hospitalization | $200/day |
| Day limit | 30 days |
*access to EQ Care, an online health care provider, is included.
Covers 80% of eligible expenses, includes a pay-direct drug card, and aligns with PBC’s BlueRX formulary pricing.
*Maximum follows BC PharmaCare
| DISPENSING FEE | $10* |
|---|---|
| Year 1 | $1,000/yr |
| Year 2 | $2,000/yr |
| Year 3+ | $3,000/yr |
| Age | Single | Couple | Family |
|---|---|---|---|
| 50-54 | $127.30 | $243.60 | $301.15 |
| 55-59 | $131.10 | $243.60 | $301.15 |
| 60-64 | $133.95 | $247.00 | $307.80 |
| 65-69 | $141.55 | $262.20 | $325.85 |
| 70-74 | $151.05 | $280.25 | $347.70 |
| 70+ | $160.55 | $297.35 | $369.55 |
Covers 80% of basic services such as regular cleanings every 9 months and endodontics (root canals). The plan also covers 50% of major services (bridges, crowns, etc.). Choose from the Silver or Gold dental plan, which offer different annual maximum limits.
| Services | Silver | Gold |
|---|---|---|
| Basic | 80% | 80% |
| Endodontics | 80% | 80% |
| Major | 50% | 50% |
| Annual Limits | $1,000 | $1,500 |
| Silver | |||
|---|---|---|---|
| Age | Single | Couple | Family |
| 50-54 | $61.75 | $114.95 | $142.50 |
| 55-59 | $63.65 | $116.85 | $146.30 |
| 60-64 | $65.55 | $120.65 | $150.10 |
| 65-69 | $66.50 | $123.50 | $152.95 |
| 70-74 | $67.45 | $125.40 | $155.80 |
| 75+ | $69.35 | $128.25 | $159.60 |
| Gold | |||
|---|---|---|---|
| Age | Single | Couple | Family |
| 50-54 | $66.50 | $123.50 | $153.90 |
| 55-59 | $68.40 | $126.35 | $157.70 |
| 60-64 | $70.30 | $130.15 | $161.50 |
| 65-69 | $72.20 | $133.00 | $165.30 |
| 70-74 | $73.15 | $134.90 | $168.15 |
| 75+ | $75.05 | $137.75 | $171.95 |
Check out our FAQ or contact Pacific Blue Cross directly at 604-419-2200.
Make sure you mention that you’re interested in the BCCA Retiree Plan.
To apply for this plan, complete the BCCA Retiree Plan form and email it to inhealth@pac.bluecross.ca